ꯕꯦꯉ꯭ꯛ ꯔꯤꯀꯟꯁꯤꯂꯤꯌꯦꯁꯟ › ꯆꯦꯛ ꯀ꯭ꯂꯤꯌꯔꯤꯡ
ꯆꯦꯛ ꯀ꯭ꯂꯤꯌꯔꯤꯡ ꯑꯃꯁꯨꯡ ꯍꯜꯂꯀꯈꯤꯕ ꯆꯦꯛꯁꯤꯡ
ꯆꯦꯛ ꯑꯃ ꯅꯍꯥꯛꯀꯤ ꯈꯨꯠꯇꯒꯤ ꯕꯦꯉ꯭ꯛ ꯐꯥꯑꯣꯕ ꯀꯔꯝꯅ ꯆꯠꯂꯤꯕꯒꯦ, ꯆꯠꯂꯤꯕ ꯃꯇꯝ ꯑꯃꯁꯨꯡ ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ ꯆꯦꯛꯀꯤ ꯅꯤꯌꯃꯁꯤꯡ, ꯑꯃꯁꯨꯡ ꯆꯦꯛ ꯍꯜꯂꯀꯄꯗꯤ ꯈꯣꯉꯊꯥꯡꯁꯤꯡ꯫
ꯆꯦꯛ ꯑꯃ ꯀꯔꯝꯅ ꯃꯥꯡꯂꯣꯟꯗ ꯆꯠꯂꯤꯕꯒꯦ
- ꯐꯪꯂꯦ: ꯔꯁꯤꯗ ꯑꯗꯨ ꯆꯦꯛ ꯃꯣꯗꯀꯥ ꯂꯣꯌꯅꯅ ꯁꯦꯚ ꯑꯣꯏ꯫ ꯁꯦꯜ ꯍꯧꯖꯤꯛ ꯕꯦꯉ꯭ꯀꯇ ꯂꯩꯗ꯭ꯔꯤ꯫
- ꯖꯃꯥ ꯇꯧꯔꯦ: ꯅꯍꯥꯛꯅ ꯃꯁꯤ ꯅꯍꯥꯛꯀꯤ ꯕꯦꯉ꯭ꯀꯇ ꯄꯤꯏ꯫ ꯃꯁꯤ Cheque Truncation System (CTS) ꯅ, ꯆꯦꯛꯀꯤ ꯃꯍꯨꯠꯇ ꯆꯦꯛꯀꯤ ꯃꯃꯤꯅ ꯀ꯭ꯂꯤꯌꯔ ꯑꯣꯏ꯫
- ꯀ꯭ꯂꯤꯌꯔ ꯑꯣꯏꯔꯦ: ꯁꯦꯜ ꯑꯗꯨ ꯅꯍꯥꯛꯀꯤ ꯑꯦꯀꯥꯎꯟꯇꯇ ꯂꯥꯛꯏ꯫ ꯑꯣꯛꯇꯣꯕꯔ 4, 2025 ꯗꯒꯤ CTS ꯅ ꯅꯨꯃꯤꯠ ꯄꯨꯝꯅꯃꯛ ꯂꯦꯞꯇꯅ ꯀ꯭ꯂꯤꯌꯔ ꯇꯧꯏ (RBI ꯒꯤ ꯑꯒꯁ꯭ꯠ 13, 2025 ꯒꯤ ꯁꯔꯀꯨꯂꯔ), ꯃꯔꯝ ꯑꯗꯨꯅ ꯃꯇꯝ ꯀꯌꯥꯗ ꯊꯕꯛꯀꯤ ꯅꯨꯃꯤꯠ ꯑꯗꯨꯃꯛꯇ; ꯃꯇꯝ ꯑꯗꯨ ꯅꯍꯥꯛꯀꯤ ꯕꯦꯉ꯭ꯀꯇ ꯍꯪꯕꯤꯌꯨ꯫
- ꯅꯠꯇ꯭ꯔꯒ ꯍꯜꯂꯀꯈꯤ: ꯆꯦꯛ ꯁꯦꯜ ꯄꯤꯗꯅ ꯃꯔꯝ ꯌꯥꯎꯅ ꯍꯜꯂꯀꯏ, ꯈꯨꯗꯝ ꯑꯣꯏꯅ "funds insufficient" ꯅꯠꯇ꯭ꯔꯒ "signature differs"꯫
Nivesh Sahayak App ꯗ ꯆꯦꯛꯀꯤ ꯐꯤꯚꯝ ꯑꯃ ꯂꯩ: ꯐꯪꯂꯦ, ꯖꯃꯥ, ꯄꯤꯔꯦ, ꯀ꯭ꯂꯤꯌꯔ ꯅꯠꯇ꯭ꯔꯒ ꯍꯜꯂꯀꯈꯤ꯫ ꯀ꯭ꯂꯤꯌꯔ ꯑꯣꯏꯔꯕ ꯆꯦꯛ ꯈꯛꯇ ꯕꯦꯉ꯭ꯀꯇ ꯃꯁꯤꯡ ꯊꯤꯏ꯫ ꯃꯐꯝ ꯑꯁꯤꯒꯤ ꯔꯤꯀꯟꯁꯤꯂꯤꯌꯦꯁꯅꯗ ꯆꯦꯛ ꯑꯃ ꯕꯦꯉ꯭ꯛ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇꯇ ꯐꯪꯂꯕꯗꯤ ꯀ꯭ꯂꯤꯌꯔ ꯃꯥꯔꯛ ꯇꯧꯕꯤꯌꯨ ꯅꯝꯃꯨ; ꯃꯁꯤꯒꯤ ꯐꯤꯚꯝ ꯕꯦꯉ꯭ꯀꯀꯤ ꯇꯥꯡꯗ ꯀ꯭ꯂꯤꯌꯔ ꯑꯣꯏꯔꯛꯏ꯫
ꯈꯉꯒꯗꯕ ꯅꯤꯌꯃꯁꯤꯡ
- ꯃꯇꯝ: ꯆꯦꯛ ꯑꯁꯤ ꯃꯁꯤꯒꯤ ꯇꯥꯡꯗꯒꯤ ꯊꯥ ꯑꯍꯨꯃꯒꯤ ꯃꯅꯨꯡꯗ ꯖꯃꯥ ꯇꯧꯒꯗꯕꯅꯤ꯫ ꯃꯗꯨꯒꯤ ꯃꯇꯨꯡꯗ ꯕꯦꯉ꯭ꯀꯅ ꯁꯦꯜ ꯄꯤꯔꯣꯏ; ꯑꯅꯧꯕ ꯆꯦꯛ ꯍꯥꯏꯕꯤꯌꯨ꯫
- ꯄꯣꯁ꯭ꯠ-ꯗꯦꯇꯦꯗ ꯆꯦꯛꯁꯤꯡ ꯃꯈꯣꯌꯗ ꯏꯔꯤꯕ ꯇꯥꯡꯒꯤ ꯃꯃꯥꯡꯗ ꯖꯃꯥ ꯇꯧꯕ ꯌꯥꯔꯣꯏ꯫
- ꯍꯜꯂꯀꯈꯤꯕ ꯆꯦꯛ, Negotiable Instruments Act, 1881 ꯒꯤ Section 138: ꯂꯣꯟ ꯁꯤꯟꯅꯕꯒꯤꯗꯃꯛ ꯄꯤꯈꯤꯕ ꯆꯦꯛ ꯍꯜꯂꯀꯄꯗꯤ, ꯂꯧꯕ ꯃꯤꯑꯣꯏꯅ ꯈꯉꯂꯕ ꯃꯇꯨꯡꯗ ꯅꯨꯃꯤꯠ 30 ꯒꯤ ꯃꯅꯨꯡꯗ ꯏꯕ ꯗꯤꯃꯥꯟꯗ ꯅꯣꯇꯤꯁ ꯊꯥꯕ ꯌꯥꯏ꯫ ꯅꯣꯇꯤꯁ ꯐꯪꯂꯕ ꯃꯇꯨꯡꯗ ꯅꯨꯃꯤꯠ 15 ꯗ ꯁꯦꯜ ꯐꯪꯗꯔꯕꯗꯤ, ꯃꯗꯨꯒꯤ ꯃꯇꯨꯡꯗ ꯊꯥ ꯑꯃꯒꯤ ꯃꯅꯨꯡꯗ ꯀꯣꯔꯠꯇ ꯀꯝꯞꯂꯦꯟ ꯇꯧꯕ ꯌꯥꯏ꯫ ꯕꯦꯉ꯭ꯀꯀꯤ ꯔꯤꯇꯔꯟ ꯃꯦꯃꯣ ꯊꯝꯕꯤꯌꯨ; ꯆꯨꯝꯕ ꯈꯣꯉꯊꯥꯡꯒꯤꯗꯃꯛ ꯂꯣꯌꯔꯒ ꯋꯥꯔꯤ ꯁꯥꯅꯕꯤꯌꯨ꯫
- ꯔꯤꯇꯔꯟ ꯆꯥꯔꯖ: ꯍꯜꯂꯀꯈꯤꯕ ꯆꯦꯛꯀꯤꯗꯃꯛ ꯕꯦꯉ꯭ꯀꯁꯤꯡꯅ ꯆꯦꯛ ꯄꯤꯕ ꯑꯃꯁꯨꯡ ꯖꯃꯥ ꯇꯧꯕ ꯑꯅꯤꯃꯛꯇꯒꯤ ꯆꯥꯔꯖ ꯂꯧꯏ꯫ ꯆꯥꯔꯖ ꯑꯗꯨ ꯕꯦꯉ꯭ꯛ ꯈꯔꯆ ꯑꯣꯏꯅ ꯏꯌꯨ꯫
ꯆꯦꯛ ꯍꯜꯂꯀꯄꯗꯤ
Nivesh Sahayak App ꯗ ꯔꯁꯤꯗ ꯑꯗꯨ ꯍꯜꯂꯀꯈꯤ ꯍꯥꯌꯅ ꯃꯥꯔꯛ ꯇꯧꯕꯤꯌꯨ: ꯃꯁꯤ ꯂꯦꯖꯔꯗꯒꯤ ꯂꯧꯊꯣꯛꯂꯤ ꯑꯃꯁꯨꯡ ꯀꯁ꯭ꯇꯃꯔꯒꯤ ꯕꯤꯂꯁꯤꯡ ꯑꯃꯨꯛ ꯍꯟꯅ ꯂꯦꯃꯍꯧꯔꯛꯏ꯫ ꯃꯗꯨꯒꯤ ꯃꯇꯨꯡꯗ ꯃꯐꯝ ꯑꯁꯤꯗ ꯕꯦꯉ꯭ꯛ ꯂꯥꯏꯅꯗꯒꯤ ꯔꯤꯇꯔꯟ ꯆꯥꯔꯖ ꯈꯔꯆ ꯑꯣꯏꯅ ꯍꯥꯄꯆꯤꯟꯕꯤꯌꯨ ꯅ ꯍꯥꯄꯆꯤꯟꯕꯤꯌꯨ꯫
ꯊꯥ ꯑꯁꯤꯒꯤ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯠ ꯃꯥꯟꯅꯍꯅꯕꯤꯌꯨ꯫ꯇꯨꯜ ꯍꯥꯡꯗꯣꯛꯎ